THE INFLUENCE OF FINANCIAL LITERACY AND LIFESTYLE ON ACCOUNTING STUDENTS’ INVESTMENT INTEREST

KARMILA NASUTION, NPM 2201100080 (2026) THE INFLUENCE OF FINANCIAL LITERACY AND LIFESTYLE ON ACCOUNTING STUDENTS’ INVESTMENT INTEREST. Tugas_Akhir(Artikel) Advances in Economics & Financial Studies, 4 (2). pp. 223-238. ISSN 2985-7562(e-ISSN)

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Abstract

Purpose: This study aims to examine the influence of financial literacy and lifestyle on the investment interest of Accounting students at Universitas Labuhanbatu. Research Method: This study employed a quantitative approach with a causal-associative design. The population consisted of all active Accounting students at Universitas Labuhanbatu, and a saturated sampling technique was used to select respondents. Data were collected through questionnaires and analyzed using SPSS version 26. The analysis included validity and reliability tests, classical assumption tests, multiple linear regression, t-tests, and F-tests. Results and Discussion: The results indicate that financial literacy has a positive and significant effect on students’ investment interest. In contrast, lifestyle has a negative and significant effect on investment interest. Simultaneously, financial literacy and lifestyle significantly influence students’ interest in investing. These findings suggest that students with higher financial literacy are more likely to engage in investment activities, whereas a more consumption-oriented lifestyle tends to reduce interest in investing. Implications: Universities should strengthen financial education programs and encourage responsible lifestyle behaviors to enhance students’ investment awareness and participation. Originality: This study provides empirical evidence on the simultaneous effects of financial literacy and lifestyle on investment interest among accounting students in an Indonesian higher education context. Keywords: Financial Literacy; Lifestyle; Investment Interest; Accounting Students

Item Type:	Article
Uncontrolled Keywords:	Financial Literacy; Lifestyle; Investment Interest; Accounting Students
Subjects:	H Social Sciences > HB Economic Theory H Social Sciences > HD Industries. Land use. Labor > HD28 Management. Industrial Management H Social Sciences > HF Commerce > HF5601 Accounting
Divisions:	Fakultas Ekonomi dan Bisnis > Manajemen
Depositing User:	Unnamed user with email repository@ulb.ac.id
Date Deposited:	16 Oct 2026 07:22
Last Modified:	16 Oct 2026 07:22
URI:	http://repository.ulb.ac.id/id/eprint/2911

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